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Author Topic: 510-355-1780 Portfolio Recovery Debt Collection Harassment  (Read 4034 times)
jglapin
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510-355-1780 Portfolio Recovery Debt Collection Harassment
« on: April 12, 2011, 11:17:59 am »

I previously posted this

Quote
I keep getting phone calls all hours of the day from the number 626-209-2241 and found out that it's a company called Portfolio Recovery who claim I owe a debt from a credit card eight years ago.

That's funny, I tried to explain that I'm only 22 years old and I would have been 14 years old when that debt was incurred.

They will not stop calling me and I'm getting sick of the harassment.

What should I do ?

I ended up blocking the phone number on my iPhone now they are calling me from a new number 510-355-1780.

When will this end? Portfolio Recovery are harassing me for a debt that I can't possibly owe.

Do I need to change my phone number ?

Help with Portfolio Recovery Harassment over non-existing debt !!!
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notjomomma
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Re: 510-355-1780 Portfolio Recovery Debt Collection Harassment
« Reply #1 on: April 13, 2011, 09:14:45 pm »

Portfolio REcovery Associates is cold calling anyone they believe they can muscle, manipulate and intimidate into paying a time-barred debt in order to "stop the clock", reage the debt and put it back on their credit report. NO one (in their right mind), is going to pay ONE red cent on debts which belong to someone else, have been discharged in bankruptcy, belong to someone else or have already been PAID.


PORTFOLIO RECOVERY ASSOCIATES, LLC
ATTN: JUDITH S. SCOTT (ETHICS CONTACT)
120 CORPORATE BLVD STE 100
NORFOLK VA 23502-4962
Phone:        (757) 321-6270
Fax:        (757) 321-2465
E-mail:     cmarndt@portfoliorecovery.com

(The above is a USPS Validated Address)

The Culprit:
http://www.portfoliorecovery.com

Behind the Culprit:
http://vacollectors.org/default.aspx

List of Associated Collection Firms:
http://vacollectors.org/members.aspx

Laws to Protect You:
http://www.ftc.gov/os/statutes/fdcpajump.shtm

These people know the guidelines to a limited degree, and they get paid well to be as combative and intimidating as possible.  They use phone 'spoofing' to use time differences against you and will try to confuse and control the call.  One of the best tricks they use is refusal to disclose who they are and their physical address.  If you request the firm ceases the calling (or) as that they provide the alleged debt in writing, they do not have to comply unless YOU send them a letter stating your wishes.  The above is the information you need for many of the calls you get.  Send the letters Certified Mail, Return Receipt and make sure you TYPE the requests professionally, with proper grammar and spelling.  The more they can make you look ignorant (or) incompetent the better chance they have to get a quick 'default judgment' and begin garnishing your wages.  Know your rights, and keep an eye on dockets for civil cases in your state against you.  If you show up prepared, you will be surprised how often you come out on top!
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« Reply #10 on: December 23, 2012, 11:07:13 am »

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